21-26 Review and Assessment Answers Social Studies Answer Key
Your Social Security number is one of the most of import and personal pieces of information you have. I of these unique nine-digit numbers is given to every American at birth or at the time they obtain U.S. citizenship. It's a vital detail that can assist you keep track of your earnings, open up new lines of credit and use equally identification, among many other activities.
Because it'south so personal and tied specifically to you lot, however, your Social Security number isn't something you desire simply anyone getting admission to. After obtaining information technology, someone could apply it to impersonate you, steal your identity or enter into financial transactions that create unnecessary hardship for you.
Sometimes, despite your all-time efforts at keeping your Social Security number (SSN) safe, it might finish up in the incorrect hands. If you suspect your SSN has been stolen, it's vital to have the correct steps to protect yourself. The following tips can help you get back on track if you're dealing with a stolen number or similar identity-theft situation.
There are a few carmine flags to watch for that can indicate someone's gotten ahold of your SSN and used it. Ane sign is that your credit score drops without whatever plausible explanation. Another is that your depository financial institution account has mysterious charges or withdrawals. Y'all also may run into suspicious emails or mail arrive at your home.
It's important to take note of these occurrences and investigate them further, not write them off. Y'all may detect it helpful to sign upwardly with a credit-monitoring program offered by one of the primary credit bureaus to continue tabs on your score. Also, try to get into the habit of regularly checking your bank balances online and reviewing new transactions to ensure y'all were the one who made them.
Some other popular scam happens when thieves steal someone's SSN and use it to get a chore or receive a paycheck. If this happens, you may start to receive mailed notices from the Internal Revenue Service (IRS). It's important to note that the IRS volition never call y'all. If you get a telephone call from someone claiming to be from the IRS, this is probable a scam, and you shouldn't divulge whatever personal information. Yous may, however, start to receive calls from credit agencies or debt collectors notifying you lot about accounts that are by due, and these may be legitimate calls. These fraudulent accounts may have been opened in your proper name without your knowledge.
If you lot've confirmed with the IRS or a credit agency that someone has used your SSN fraudulently, the post-obit steps can help you protect yourself.
To kick off the identity-theft recovery procedure, y'all need to contact the Social Security Assistants to report the fraud and begin creating a tape of your identity theft. The Social Security Administration may direct you to the Federal Trade Commission's (FTC) reporting website. You can visit the site directly at identitytheft.org.
On the website, commencement by filing fraud and incident reports, which will include some basic information about the incident and what happened. From there, the site offers suggestions almost what to exercise adjacent. Depending on the specifics of your situation, you may need to report the theft to a landlord or credit menu company, and you might also demand to get a new SSN altogether. The FTC's website offers a step-by-step guide that includes links to file reports and initiate the recovery procedure.
File a Police force Report
To brainstorm documenting your identity theft, the Social Security Administration may desire you to provide a tape of the theft that it can later use while investigating your case. You can file a police study in your local community to legally certificate the crimes of fraud. This is also used afterward if any legal activity is taken. Keep in heed that your local police department may not investigate the crime. Withal, you'll need a legal record to help repossess your identity or go a new Social Security number.
The Social Security Administration allows you to receive a new SSN under sure circumstances. Ane instance is if you're in immediate danger or being threatened in a domestic abuse state of affairs. Another is if your SSN has been stolen.
To begin the process of obtaining a new SSN through the Social Security Assistants, you'll need to provide a written statement outlining what happened to you and why you demand a new number. In addition to your statement, yous'll likewise demand to provide legal documents backing up your statements; these can include your police report.
You will also need to make full out the SS-five form. This is the same form yous or your parents filled out when you were born or that you filled out when you became a denizen. This form includes a series of questions almost your previous SSN filing. You'll notation on this class if yous previously filed when y'all became a denizen or provide the names of your parents, who filed on your behalf.
In addition, you likewise demand to provide documentation showing your U.S. citizenship, historic period, legal residence, identity and existing SSN. If you've always changed your proper noun, y'all'll need to submit documentation of this. If you inverse your name when yous got married, for example, you could submit your wedlock license to satisfy this requirement.
Call the IRS Protection Unit and Check on Tax Filings
In addition to contacting and filing documentation with the Social Security Administration, you also want to notify the IRS about the fraud. This is an of import footstep in preventing anyone from filing a false tax return in your name to claim your tax refund. Yous can check to see if anyone has already used your name to file a fraudulent tax return on the IRS website by checking your transcripts. In addition to using the tool on the IRS website, you tin also call the IRS at one-800-908-9946 or fill out an IRS 4506-T form to go a re-create of your tax filing transcripts in the mail.
Set up Fraud Alerts
As soon as yous learn that identity theft has happened to y'all, yous'll desire to set up fraud alerts through your bank and credit card companies. This improves the likelihood that yous'll find whatever new charges or suspicious activity on your credit study early. Many banks already offer these services, simply y'all may accept to enroll in your bank's specific programme to activate them. You lot can also ready custom alerts for purchases over a certain amount. If your bank or credit carte's online arrangement supports information technology, you may be able to receive notifications through e-mail or text on all your processed financial activities and transactions — just to exist safety.
Afterwards you've experienced identity theft, notify all banks and credit carte companies where you have open accounts. Notify lenders, too. You can do this over the telephone or through their websites. You'll also need to inform the company or companies where the fraud took place, if possible.
Side by side, yous should put a freeze on your credit, which means no one can open any new accounts in your proper name — this goes for you as well. You'll need to unfreeze your account when you experience comfy or when yous're set to make a big purchase. Acquire more about freezing your credit hither.
To keep an centre on your financial activeness, download a free copy of your credit report from the three major credit bureaus. You can do this once a twelvemonth through the Federal Trade Commission at annualcreditreport.com.
Source: https://www.askmoney.com/investing/what-to-do-social-security-number-stolen?utm_content=params%3Ao%3D1465803%26ad%3DdirN%26qo%3DserpIndex
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